Commercial Real Estate Lenders
 Commercial real estate lenders vary in their expertise. It's always a good idea to have several of them in your database, especially if you are an active investor. Here are some of my "go-to-guys" when I need specific commercial real estate loans. I have worked hand-in-hand with these commercial real estate lenders for a number of years and I wouldn't be effective in my business without them. Bear in mind that the loan officer is the one who has the most influence in getting your loan funded...even more so than the bank itself. Read each loan officer's special niche and make the appropriate call depending on the loan transaction that you have at hand.
Commercial Loans (special use properties) Dan Frink Senior Loan Executive Embarcadero Bank 714.349.8885 dfrink@embarcaderobank.com Dan has many years of experience in the commercial lending industry. His special niche is with mobile home park financing, owner user and mixed use properties. Ask him about his other commercial loan products...3, 5 and 10 year fixed products. Loans from $250,000 to $2,000,000 Dan lends in the areas between Santa Barbara and San Diego, Ca. I go back a long way with Dan. Of all the commercial real estate lenders that I work with, he is the hardest working loan officer in the industry, bar none. He is excellent in working "out of the box" with borrowers who don't meet other lender's underwriting criteria.
Commercial Loans (special use properties) Michael Bueche First Security Business Bank 949.545.8338 mwbueche@yahoo.com Michael specializes in investor properties. His target market is typically an "A" borrower who may have an "A", "B" or "C" property they need to finance. His bank lends on property types across the board...hard to find in a lender in this current lending environment. Loans from $100,000 to $4,000,000 Lending areas: Los Angeles, Ventura, Orange, Riverside, San Bernardino and San Diego counties.
Multifamily (conventional loans) Robert Fox Vice President Chase Commercial Term Lending 714.327.6993 robert.fox@chase.com Chase Commercial Bank is among the leaders in providing the lowest and most flexible multifamily loan products in the industry. The majority of my multifamily loans go straight to Chase for financing. Robert is "da-bomb" when it comes to the apartment loan in the Southern California markets. I can't speak enough of his experience as to what needs to be accomplished in order to get your deal past the underwriting process. Call Robert and check out his 3, 5,7, 10 yr and adjustable fixed loan products.
Multifamily (conventional loans) David Boyles Senior Loan Officer Apartment Bank Bank of Internet USA 949-244-8614 dboyles@apartmentbank.com David is a top producer in the industry and aggressively negotiates some of the most favorable loan terms for his investors. Apartment Bank is a division of Bank of Internet USA who provide loan programs nationwide. If you are an investor who requires apartment loan financing in various locations across the nation, then David is the guy to call. David is a cut above most of the commercial real estate lenders due to the flexibility that he brings to the deal.
SBA Financing (owner-user)
Larry Zahm SBA Loan Consultant formerly with City National Bank and Temecula Valley Bank 213.422.5296 larry@lzahm.com
Larry is one of a handful of credible SBA loan specialists locally. He can work out solutions for the most difficult of SBA financing transactions through his long established banking relationships.
A common property type for SBA financing is manufacturing, warehouse, distribution, industrial, medical/dental, motel/hotel, automotive, restaurants, gas stations, stores, other special owner-user properties.
SBA financing is complicated and differs like day & night from conventional financing.
Do you have an owner user who needs to leverage his purchase with as little as 10% down?
An excellent referral of add to your list of commercial real estate lenders.
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