REAL ESTATE FINANCE: What Makes the PERFECT Loan Borrower?




How to Get the Best Rate on Your Commercial Mortgage

Commercial mortgage borrowers often ask us how lenders determine the rates that they offer on commercial mortgage loans. There are many criteria that lenders use when determining rates, but lenders will assess the relative risk of a loan when reviewing a loan application. The lower the risk, the lower the rate. The higher the risk, the higher the rate. It is important to understand what factors are important to lenders and underwriters.

Hard Money Lenders in Los Angeles Help You Deal With the Housing Criss

The news could be better. The Joint Center for Housing Studies (JCHS) of Harvard University stated last Wednesday, Dec. 9, that rents in the Los Angeles areas are becoming fearfully unaffordable for tenants.

Hard Money Lenders in Los Angeles and the Real Estate Market

Los Angeles remains a very attractive market for those who can afford it. The California Association of Realtors reports that home prices in Los Angeles have increased 6.1 percent this year to date and are projected to show a 6.

For Hard Money Investors: Here’s How to Dodge Lending Fraud

Hard money loans are wonderful, but they can also be risky. You pay double interest and the news regularly carries details of unscrupulous lenders. Here’s what you need to look into to avoid being cheated: The terms – Lenders make their own terms.

Here’s the Run-Down About a Hard Money Commercial Loan

We deal with hard money commercial loans. Many ask us what they are. In short, a commercial hard money loan is based upon the value of your collateral not upon your creditworthiness.

Hard Money Loans for Churches

Did you know that some hard money lenders are beginning to lend to churches? Banks are foreclosing on American churches in rapid numbers and banks are reluctant to refinance their loans. There are more than 300,000 churches in America.

How Do I Find an Honest Commercial Hard Money Lender?

Hard money lenders have become popular as an alternative means of funding a loan when the bank turns you down. Hard money loans have their upside in that they provide you with a ready means of money. On the other hand, lenders can be notorious for hiking their rates as high as New York skyscrapers and beyond.

The Various Kinds of Small Business Administration Loans

If you want to find out ways in order to begin your small business, it is vital that you should first develop a basic understanding about different kinds of financial options that are available for you as quickly as possible. If you wish to start this type of business, it is vital that you should invest a lot of money and it is important that you should be able to avail it from a reliable lender as quickly as possible. Although you can use your own income for this purpose, it is necessary to find out financial support from others as quickly as possible.

How Hard Money Lenders in California Can Help You

California is glutted with hard money lenders and that may be a good thing for you if you decide to go into that field. It also helps you if you live in California and are looking for a hard money lender. Many people are wary about going to hard money lenders and think of them, with good reason, as being shady characters. Most money lenders today are certified and honest, and if you live in California you may well find them a boon for landing the mortgage that the bank may, otherwise, not give you.

Key Considerations To Keep In Mind When Applying For Working Capital

If it’s your first time to apply for working capital, there are certain useful tips and considerations you have to keep in mind so that you can get approval and avoid rejection. You can read some of these below.

Guide To Business Loan Application

Many people opt to get small business loans through small business lending firms. These small lending companies are absolutely fine but you have to read and understand all of the fine print before you apply and sign all the necessary documents. There are situations where borrowers are okay in working out a good loan repayment plan, however checking the lending company’s background is still very much recommended to prevent getting into ugly predicaments later on.

What Is a Working Capital Loan for Business?

Some organizations apply for loans to expand the scale of their operations while some businesses apply for loans in order to facilitate smooth running of the organization. This simply implies that these loans are used to cover the day to day activities which is also known as a working capital loan.

Things to Be Remembered Before Applying for a Small Business Loan

If you wish to apply for small business loan it is advisable that you should consider a few essential things. You should obtain a credit report of your business and you should gather financial statement of the last three years and other relevant documents.

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